For the past (approximately) 40 years, I have been blessed to work in the field of finance in a variety of applications, primarily as a credit director/manager but also as an author, consultant, creditors committee chairman, teacher, and seminar/webinar leader. My experiences have included all areas of domestic and export credit, credit insurance, international and domestic customer visits, documentary instruments, etc.
Teaching and mentoring other professionals has proven particularly rewarding for me. I have had the opportunity to teach credit, accounting, algebra, business law, English as a Second Language, finance (business and personal) and public speaking. Some of my students have allowed me to mentor them through their credit certifications processes (CCE, CBF, CBA). I have also had numerous opportunities to counsel businesses in the areas of cash flow analysis, credit insurance, preference defense, staff management, department organization, collections and related topics.